Does insurance cover LASIK?
Elective laser vision correction is usually not covered, because it is treatment for a refractive error rather than for a disease, and most policies exclude it explicitly.
- Subject
- Costs
- Topic
- Insurance & financing
- Kind of question
- Other questions
- Procedures
- LASIK
- Last reviewed
- 22 September 2026
In more detail
Some employer plans do include it, so it is worth checking your own policy schedule rather than assuming. Ask the clinic for the procedure code and the diagnosis code before you call the insurer, since the answer often depends on both.
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This information is for educational purposes and does not replace an examination by a qualified eye-care professional.
General answers cannot tell you what is happening in your own eyes. Only an examination by a qualified ophthalmologist can do that.